Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180072 reviews)

View other PayPal products

4.73

Based on 179,546 reviews, last reviewed 14th Jul 2026

571% increase in 5 star reviews

in the past 90 days

631% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180086)

Overall very good experience.

Overall very good experience. With £ 1000 credit is very useful and pay in 4 also very useful. Reviewed on: 7th July 2026

Easy to use.

Easy to use. Also it is so convenient to send money to family and friends. Reviewed on: 7th July 2026

Have been using PayPal for years.

Have been using PayPal for years. User-friendly, convenient and reliable. Reviewed on: 7th July 2026

I can always rely on PayPal, excellent support over...

I can always rely on PayPal, excellent support over the phone, an easy to use service. 10+ Year user Reviewed on: 7th July 2026

I like to use PayPal as its help me a lot in special...

I like to use PayPal as its help me a lot in special when I have less money and I can buy things from the shop with the card.And I can put it back whenever I can,or they can make a plan which is very less money to pay every month Reviewed on: 7th July 2026

Easy to use and just a great app

Easy to use and just a great app Reviewed on: 7th July 2026

Easy to use and can buy now pay in installments...

Easy to use and can buy now pay in installments Reviewed on: 7th July 2026

Pay with confidence

PayPal gives me confidence whenever I shop online. Their platform is secure, reliable, and keeps a clear record of all my transactions, making it easy to track my payments whenever I need to. I also like that I earn points on eligible purchases made through PayPal, which is a great added benefit. Overall, PayPal makes online shopping simple, safe, and convenient. Highly recommended! Reviewed on: 7th July 2026

Using paypal credit certainly feels very safe.

Using paypal credit certainly feels very safe. It's not always possible to use it due to the very tight security measures and automatic blocking of what might seem to be suspicious payments, but when it works it works very well. Best of any of these kinds of services that I've used. Reviewed on: 7th July 2026

Easy transactions.

Seamless transactions. I've never had any difficulties making online transactions with PayPal Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3854 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 100639 reviews
Credit card
from PayPal 4.70 from 123 reviews
Payments
from PayPal 4.70 from 3854 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub