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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179927 reviews)

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4.73

Based on 179,546 reviews, last reviewed 14th Jul 2026

571% increase in 5 star reviews

in the past 90 days

631% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (179943)

Perfect as always

Perfect , thanks recommended as always Reviewed on: 7th July 2026

Enjoying the Paypal

The best part is 0 interest for 4 months Reviewed on: 7th July 2026

Easy to use never had any problems 10 out of...

Easy to use never had any problems 10 out of 10 thanks Reviewed on: 7th July 2026

Great to start PayPal credit.

Great to start PayPal credit. wish they had better one to one telephone customer services with a human Reviewed on: 7th July 2026

I’ve used PayPal Credit for a long time and it’s ea...

I’ve used PayPal Credit for a long time and it’s easy to use and very safe Reviewed on: 7th July 2026

PayPal is handy to use both online and when Holidaying.

PayPal is handy to use both online and when Holidaying. I have a physical PayPal card too which I used in HongKong for a great exchange rate and zero hidden fees too. Much better than the exchange rates given by revolut and Monzo by a long shot, in spite of Brexit & the Ukraine War effects. Reviewed on: 7th July 2026

Excellent Service.

Excellent Service. I have used PayPal for many years and I have never encountered one problem. Thank you. Reviewed on: 7th July 2026

I've had an excellent experience with PayPal Credit.

I've had an excellent experience with PayPal Credit. The application process was straightforward, and I received a quick decision. It's been incredibly convenient for spreading the cost of larger purchases with flexible payment options. The online account management is easy to use, making it simple to check balances, view statements, and make payments. Customer service has been responsive whenever I've had a question, and I've found the promotional interest-free offers to be especially helpful when managed responsibly. Overall, PayPal Credit is a reliable and convenient financial tool that offers flexibility, ease of use, and peace of mind. I would definitely recommend it to anyone looking for a simple way to manage purchases and payments. Reviewed on: 7th July 2026

Service and App facilities

Efficient app so easy to use. Great credit facilities. Rarely need to call but when you do friendly and effective action. Reviewed on: 7th July 2026

Great experience with 0% interest offer for credit

Great experience with 0% interest offer for credit Reviewed on: 7th July 2026

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