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PayPal: PayPal Credit reviews

4.73
Based on 179,546 reviews, last reviewed 14th Jul 2026
571% increase in 5 star reviews
in the past 90 days
631% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026
Lorraine M's avatar
Lorraine M

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026
Ersan K's avatar
Ersan K

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (179784)

Love the pay in 3

5
Its a great way to pay for the necessary purchases if you're a bit short Reviewed on: 7th July 2026

Yes, I'll consider use of PayPal...

4
Generally happy with products available, and noticing more and more opportunities being created. I have been using PayPal occasionally in the past but more frequently in recent times. Reviewed on: 7th July 2026

Great opportunity

5
Great opportunity, especially better than normal banks, easy to apply and use. Reviewed on: 7th July 2026

PayPal credit was very quick and easy to use - it he...

5
PayPal credit was very quick and easy to use - it helped me out when money was tight and has the four month grace for 0% apr has been great for repayments of money borrowed. Reviewed on: 7th July 2026

Paypal credit a seamless experience

5
I've use PayPal credit for many purchases and it has been an easy stress free way of me spreading the cost of expensive items. Using the interest free option is the perfect way to limit your monthly outgoings but still be able to buy those high value items. All is managed perfectly through the app and like pay in 3 you van pay off your credit balance whenever you like Reviewed on: 7th July 2026

0% for 4 months - Great

5
The best experience as a Muslim with “0% for 4 months has helped a lot Reviewed on: 7th July 2026

Reliable security and easy to use.

5
Reliable security and easy to use. Reviewed on: 7th July 2026

Always there for me when I need it

5
Always there for me when I need it and when I needed it in an emergency. Reviewed on: 7th July 2026

Jusy very happy with the servis it provides

5
Jusy very happy with the servis it provides Reviewed on: 7th July 2026

useful service

5
Found it useful and reliable. . . Reviewed on: 7th July 2026

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