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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Simple and clear credit

Very straight forward process of paying with PayPal Credit. Nice an simple terms, haven't encountered any problems with PayPal so far. Reviewed on: 8th July 2022

Excellent package all round

PayPal credit is stunning! 4 months 0% apr what’s not to like about that. Spread the costs with some retailers for up to 4 years 0%apr. PayPal customer service is amazing. Refunds are instant. All round the only thing that could make it better is a physical card. Reviewed on: 8th July 2022

easy to use

Great service, easy to use. Always up to date with transactions. Reviewed on: 8th July 2022

First Class

Absolutely Brilliant never ever a problem to deal always perfect Reviewed on: 8th July 2022

Number 1

Paypal is the easiest and safest to pay. I never had problems with paypal, they always helped me when I needed it. Love Paypal !!! Reviewed on: 8th July 2022

It was fantastic

amazing amazing amazing I just love it thank you so much Reviewed on: 8th July 2022

Amazing service !!!

Very nice Reviewed on: 8th July 2022

Very good service

It's very eady to use, very good app interface and it's moving fast. Just love it! Reviewed on: 8th July 2022

Awesome credit

Love it. So easy to shop online and just add paypal credit.. so easy to use Reviewed on: 8th July 2022

Amazing friend to my shopping

It’s amazing to have a little digital friend to do so many things for you in the shopping.My PayPal friend with benefits! Reviewed on: 8th July 2022

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