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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

A fantastic experience

4
It’s always nice to have a service that works really well for the consumer. A service that is also reliable. Reviewed on: 8th July 2022

Excellent choice

5
Used it many times with confidence Reviewed on: 8th July 2022

Easy to use and always there if I need it!

5
Simple to use and good great customer service! Reviewed on: 8th July 2022

Great App and Purchase experience.

5
Paypal credit is very easy to use abd manage. Quick to check out without having to enter card details. Can easily manage my balance through. The pay in 3 option is a fantastic addition. Reviewed on: 8th July 2022

Hustle Free

5
I have been using Paypal for almost 2 decades now and they have never failed to deliver smooth transaction. Excellent service! Reviewed on: 8th July 2022

Good

5
Very good , I recommend with pleasure Reviewed on: 8th July 2022

Convenient to use

5
Using Credit over online is one of the easiest way to do shopping. With the help of a reasonable creditline, I buy things that are essential for me. Reviewed on: 8th July 2022

Paypal

5
Very good company easy to use reasonable costs Reviewed on: 8th July 2022

Its amazing

5
Its better than loan and banking procedures Reviewed on: 8th July 2022

Mr. Rajendrakumar Patel

5
This is the best scheme for PayPal credit system. Very useful for who have problem with low income and difficult to pay money. I will recommend my friends and family. Thank you. Reviewed on: 8th July 2022

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