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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

PayPal is a trusted company

I will recommend PayPal to friends and families because the service is fantastic. Reviewed on: 8th July 2022

Very easy to use

Very easy to make a payment with paypal credit and it gives enough time to pay it back and interest free Reviewed on: 8th July 2022

Fees are silly now

Avoid PayPal credit. Don't get trapped in it. Reviewed on: 8th July 2022

The most convenient and easy Credit card option

Paypal credit has been a huge financial lifeline for me and my family Easy to use and easy to manage and very efficient customer services with plenty of little perks such as discounts on purchases and options to spread costs of purchases. Very easy to manage and navigate Paypal App Reviewed on: 8th July 2022

Amazing

PayPal credit has helped so much with purchases and the ease of checkout, I have never had an issue with payments. It is really helpful! Thanks Reviewed on: 8th July 2022

All good

All good Reviewed on: 8th July 2022

Credit Made Simple!

So straight forward to use and so supported by a brilliant company. Would highly recommend. Reviewed on: 8th July 2022

PayPal is consistent, easy and helpful

I've used PayPal for a number of years now, their interest rates are very reasonable, their pay in 3 scheme is fantastic and practical for how my finances work and they also offer great financial advice. Reviewed on: 8th July 2022

Convenience at your fingertips

PayPal Credit is at a much higher level of convenience with its 0% interest if spending £99+ offer for months, not only that, it is probably the most fair form of credit for me personally with its 24.9% interest rate. Would highly recommend if you can find the use for it. Reviewed on: 8th July 2022

Easy fast system

Had a problem with a company and PayPal credit saved the day within minutes as I had to buy two computers within days. Fast easy decision and a variety of options. Saved christmas! Reviewed on: 8th July 2022

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