Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181153)

The Backup

Always there when needed for emergency funding for Christmas and birthdays, knowing its there as a back up has my mind at ease. Would definitely recommend. Reviewed on: 8th July 2022

Simply the best!

Makes my life a lot easier when I’m doing my shopping online.Gives me a lot of assurance against fraud. Reviewed on: 8th July 2022

PayPal credit

Really great product easy to use and easy to pay back Reviewed on: 8th July 2022

Great Help

1. I love the interest free credit for £100 and above for 4 months. It helps me manage my budget. 2. It's payment method is accepted by most online vendors and my favorite restaurants. 3. So far no problem with security. I hope it gets better and add more applications. Reviewed on: 8th July 2022

Quick payment method

PayPal credit is a quick payment method, Which helps you to buy more and pay longer. I love it . Reviewed on: 8th July 2022

splendid help

Helps in fast and secure purchase on other sites. I often pay with PAYPAL knowing that I will be protected from fraud. Reviewed on: 8th July 2022

Excellent service

Easy transactions with flexible payment Reviewed on: 8th July 2022

Trustable, safe, liability

Safe to use in any transaction, spend with confidence, peace of mind Reviewed on: 8th July 2022

Deserving

Accessible,.easy to navigate and very convenient. Above all xriendly and efficient customer services Reviewed on: 8th July 2022

Legendary

Paypal credit is a excellent service fast and reliable. Reviewed on: 8th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Loan
from Snap Finance 4.81 from 370 reviews
Payments
from PayPal 4.72 from 3854 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub