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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

I love it

Paypal Credit is really easy to use and allows me to spread out payments and have more flexibility. I love it. It's really helped me out these last few months. Reviewed on: 8th July 2022

Very good card, easy to use and manage, gives you peace of mind.

This is a very good opportunity to help you to shop when you don't have money. PayPal gives you a credit to use at any time whereas you can pay back a very small money, the amount that any one can afford. With PayPal you can have peace of money. Reviewed on: 8th July 2022

Credit Where Credit due?

Because I am disabled "PayPal Credit" is very useful for online purchases. I don't get out much and for that expensive I can spread out the cost. Reviewed on: 8th July 2022

Secure, quick, easy

Its really helpful and easy. Trustable and excellent customer service Reviewed on: 8th July 2022

Great way to spread the cost

I think PayPal credit is great, however they do need notifications to remind you to pay your credit every month ! However, over all it’s efficient and easy to spread the cost of spending each month on bigger payments. Reviewed on: 8th July 2022

Its very simple and easy to use

I'm using the app all the time and every wears because it is easy and Covering everything I need to buy it Reviewed on: 8th July 2022

Consumer friendly

Makes life simple with no pressure Reviewed on: 8th July 2022

Flexible and easy payment method

Peace of mind knowing your payment and transaction is secure. Easy flexible method of payment with 0% interest option is a nice perk. Reviewed on: 8th July 2022

Easy to use, transparent and good promotions

Simple to set up and use. No hidden or extra fees so you don’t get caught out. And the no interest for 4 months for purchases over £99 is incredibly useful and has allowed me to purchase products that may be a bit more expensive without having to pay even more for them. Would definitely recommend PayPal to anyone. Reviewed on: 8th July 2022

Simply the prefered payment method

In a world where purchasing anything online has a great risk to it, con artists, scammers and sketchy sites. Paypal makes me feel the safest when i see its logo to use as a payment method. wouldn't live without it. Reviewed on: 8th July 2022

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