Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 180,932 reviews, last reviewed 18th Jul 2026
296% increase in 5 star reviews
in the past 90 days
359% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant Always use pay pal on a regular basis i use pay in 3 the most described in one word brilliant Reviewed on: 18th July 2026
Wendy M's avatar
Wendy M

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180937)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Able to use all retail stores.

5
Able to use all retail stores. No problem using it all the time. Reviewed on: 7th July 2026

there when i need it , you can do 3monthly payments...

5
there when i need it , you can do 3monthly payments allowing you more time to pay Reviewed on: 7th July 2026

Seemless.

5
seemless. not much else to say.full stop Reviewed on: 7th July 2026

Great way to pay with no hassle and peace of mind.

5
Great way to pay with no hassle and peace of mind. I enjoy using "Pay with PayPal" option. Their payment plan option is Grea, and brilliant customer service. Reviewed on: 7th July 2026

Security Peace

5
Easy transaction, tracks le, money security ,peace of mind Reviewed on: 7th July 2026

Very professional and helpful.

4
Very professional and helpful. Very helpful Reviewed on: 7th July 2026

Excellent

5
Never had any problems, disputes gave always been sorted quickly Reviewed on: 7th July 2026

Love paypal for its pay in three.

5
Love paypal for its pay in three. You can spread the cost over 3 months interest free. Reviewed on: 7th July 2026

PayPal is easy and efficient to us.

5
PayPal is easy and efficient to us. The sign in process is seamless and the credit option is very client friendly Reviewed on: 7th July 2026

Always good customer service over the phone

4
Always good customer service over the phone Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101135 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products