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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180941 reviews)

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4.73

Based on 180,938 reviews, last reviewed 18th Jul 2026

285% increase in 5 star reviews

in the past 90 days

351% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Linking Bank Account One has to be careful when linking the bank account to paypal, as several times, the payment was done from the bank account, and not from the paypal c... Read more Reviewed on: 18th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180941)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Service agents will allow for 2-3 rings only

The service agents when calling you will allow for 2-3 rings then hang up. This is falling short of service expectations, when people are in calls, meetings, out or even with children the possibility of being able to answer the phone this quickly is low. Reviewed on: 7th July 2026

Great products and service

Great customer service and priceless cover on purchases Reviewed on: 7th July 2026

They are always very helpfull when i have needed help.

They are always very helpfull when i have needed help. Reviewed on: 7th July 2026

Affordability .

I am able to spread the cost of items, without the worry of not being able to purchase what I need. I have the security of payapal too which is very reassuring too. Reviewed on: 7th July 2026

Amazing Shooping Experience

I have been using Paypal for so many years and i cant complain. Customer service is amazing and prompt. They have made my shopping experience the best. I would recommend to anyone any day. Thank you Paypal! Reviewed on: 7th July 2026

It's always so convenient

Always use PayPal and it's always so convenient Reviewed on: 7th July 2026

The process is very easy, as well as the information...

The process is very easy, as well as the information on the payments, remaining credit... Reviewed on: 7th July 2026

Great service every time I purchase something

Great service every time I purchase something Reviewed on: 7th July 2026

Convenient, efficient and reassuring payment method.

I have used PayPal for many years and find it a very convenient way to pay for goods and services. I like the reassurance that should there be an issue with a transaction, PayPal will help to resolve the problem. Reviewed on: 7th July 2026

Excellent service

Had my PayPal account for years. Never had any problems in all the years of be had my account excellent service Reviewed on: 7th July 2026

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