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PayPal: PayPal Credit reviews

4.73
Based on 180,723 reviews, last reviewed 14th Jul 2026
503% increase in 5 star reviews
in the past 90 days
562% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Customer Support Thank you. for your help ! Great Customer Support! Great Customer Support and great Help. and understanding. support !!! Thank you. For you help ! Reviewed on: 14th July 2026
Jennyjenny's avatar
Jennyjenny

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180782)

Great customer service most of the time but was find...

5
Great customer service most of the time but was find for a late payment once which I thought I paid (Senior moment) but when I explained this there was no Lea way Reviewed on: 7th July 2026

PayPal credit is a good option for instalments

5
PayPal credit is a good option for me, especially at these challenging times financially. Reviewed on: 7th July 2026

Long term paypal user

5
I've been a paypal user for over a decade and find it a user-friendly , reliable and safe service taking the hassle out of online merchant payments, direct payments and subscriptions. The credit features are flexible and provide options for responsible money management. Customer service team have always been helpful when needed. Reviewed on: 7th July 2026

When ever I’ve had a problem with any purchase, PayP...

5
When ever I’ve had a problem with any purchase, PayPal has always resolved my issues. Reviewed on: 7th July 2026

Customer service is unique, I love every bit of Payp...

5
Customer service is unique, I love every bit of Paypal, the people are lovely . Reviewed on: 7th July 2026

Always quick to respond, helpful, and efficient at f...

5
Always quick to respond, helpful, and efficient at finding a resolution. Reliable, trustworthy, and highly recommended Reviewed on: 7th July 2026

Paypal credit is the best!!

5
PayPal credit is Great, everytime I shop and the basket is over £100 I get 4 months interest free which makes it easier for me to budget and shop freely. It made my life a lot easier for purchasing things I need. Reviewed on: 7th July 2026

Easy to use and have had zero problems

5
Easy to use and have had zero problems Reviewed on: 7th July 2026

Very easy to use even for an 'oldie' who is pretty m...

5
Very easy to use even for an 'oldie' who is pretty much a dinosaur with new things. If l can use it anybody can.Terms and conditions explained well and l like that l get an email a couple of days before telling me my payment date is coming up. Really great for spreading the cost of more expensive items as well. Reviewed on: 7th July 2026

Why I always use PayPal

5
PayPal has been my preferred choice of payment, it feels safe and reliable. Reviewed on: 7th July 2026

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