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PayPal: PayPal Credit reviews

4.73
Based on 180,723 reviews, last reviewed 14th Jul 2026
503% increase in 5 star reviews
in the past 90 days
562% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Customer Support Thank you. for your help ! Great Customer Support! Great Customer Support and great Help. and understanding. support !!! Thank you. For you help ! Reviewed on: 14th July 2026
Jennyjenny's avatar
Jennyjenny

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
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Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180779)

Wherever and whenever I can I use PayPal credit for...

5
Wherever and whenever I can I use PayPal credit for my everyday transactions; it’s convenient, provides security of mind and allows me to spread costs when needed. Reviewed on: 7th July 2026

I have had a very good experience using PayPal Credit.

5
I have had a very good experience using PayPal Credit. The application process was straightforward, and it has been easy to use for both online purchases and managing repayments. The app and website are simple to navigate, and payments are processed quickly. Overall, it has been a convenient and reliable way to spread the cost of purchases. I would recommend it to othe Reviewed on: 7th July 2026

They are always very professional and excellent cust...

5
They are always very professional and excellent customers service. Reviewed on: 7th July 2026

Great experience fast approval lovely stuff

5
Great experience fast approval lovely stuff Reviewed on: 7th July 2026

Excellent customer service experience

5
Excellent customer service experience Reviewed on: 7th July 2026

Always smooth transactions and prompt reminders.

5
Always smooth transactions and prompt reminders. Reviewed on: 7th July 2026

Safe,easy way to pay for goods.

5
Safe,easy way to pay for goods..Makes buying online feel a much safer experience. Reviewed on: 7th July 2026

Great customer service most of the time but was find...

5
Great customer service most of the time but was find for a late payment once which I thought I paid (Senior moment) but when I explained this there was no Lea way Reviewed on: 7th July 2026

PayPal credit is a good option for instalments

5
PayPal credit is a good option for me, especially at these challenging times financially. Reviewed on: 7th July 2026

Long term paypal user

5
I've been a paypal user for over a decade and find it a user-friendly , reliable and safe service taking the hassle out of online merchant payments, direct payments and subscriptions. The credit features are flexible and provide options for responsible money management. Customer service team have always been helpful when needed. Reviewed on: 7th July 2026

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