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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103236 reviews)

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4.90

Based on 103,236 reviews, last reviewed 10th May 2026

2417550% increase in 5 star reviews

in the past 90 days

7150% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

The Most Trusted Way to Pay Online Trusted, Fast & Absolutely Reliable payment system with PayPal. A 5-Star Experience Every Single Time I pay ,especially with the 4 months credit facil... Read more Reviewed on: 10th May 2026

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103236)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Its very handy to get stuff I when I need it and not...

Its very handy to get stuff I when I need it and not having to worry about paying for it till later Reviewed on: 10th May 2026

With paypal i can shop anywhere.

With paypal i can shop anywhere. It’s easy to transfer money and send money. Reviewed on: 10th May 2026

It is so easy to use and keep track of and it’s real...

It is so easy to use and keep track of and it’s really come in handy in many an emergency purchase Reviewed on: 10th May 2026

PayPal credit is very useful to stagger payments

PayPal credit is very useful for spreading larger payments over a few months. Great 0% credit initially and PayPal is accepted widely by retailers. Reviewed on: 10th May 2026

So easy to use and helps you out by spreading payments.

So easy to use and helps you out by spreading payments. You can set up direct debit but you can pay what you want anytime Reviewed on: 10th May 2026

3 way plan

I like the easy way I can buy on line and how it can be divided into 3 payments also paying the bill it’s easy Reviewed on: 10th May 2026

5 star and trustworthy

Paypal credit is amazing and it offers flexibility whenever you need it. It is safe and secure and I’ve never had any problems with it. Reviewed on: 9th May 2026

Nice experiense.

Nice experiense. Simple and user friendly app. Reviewed on: 9th May 2026

The Apr is expensive but easy to use

The Apr is expensive and doesn't decrease even with a good credit rating Reviewed on: 9th May 2026

Easy and fuss free, great customer service.

It's very easy to use. Also I had an issue where I missed a payment but there had been a mistake. Customer services resolved my issue and removed the missed payment from my credit file. It was very easy to deal with them and they treated my respectfully. Would recommend. Reviewed on: 9th May 2026

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