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PayPal: PayPal Credit reviews

4.73
Based on 181,092 reviews, last reviewed 2nd Aug 2026
98% increase in 5 star reviews
in the past 90 days
141% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026
Paul E's avatar
Paul E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181092)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use

5
Never had any issues whilst using PayPal credit and so easy and safe to use Reviewed on: 19th July 2026

I really like paypal credit especially where you can...

5
I really like paypal credit especially where you can pay for purchases in 3 Reviewed on: 19th July 2026

Reliable - Safe & easy to use app.

5
I have always found PayPal easy to use & customer services have always been extremely helpful and responsive. I find payment by PayPal a safe & quick safe way to buy online. Reviewed on: 19th July 2026

Great app and service

5
Great app and service easy to use and easy to check how much money you have spent Reviewed on: 19th July 2026

Great experience , excelent customer service .

5
Great experience , excelent customer service .Nothing more i could ask for. Reviewed on: 19th July 2026

I use PayPal on a regular basis

5
I use PayPal on a regular basis and have always had a good experience Reviewed on: 19th July 2026

I always use PayPal when paying on line I’ve had pro...

5
I always use PayPal when paying on line I’ve had problems with sellers a few times and PayPal have always sorted for me Reviewed on: 19th July 2026

Larger purchase completely protected.

5
I needed to make a larger purchase through PayPal as I like the level of protection you get. PayPal credit popped up as an option & the prosee was super easy. Just made my first payment too & that was always incredibly easy!! Reviewed on: 19th July 2026

A theatre ticket on 3 instalme...

4
I have recently paied a theatre ticket on 3 instalments with zero interest rate and I think that it was very clever. I felt more comfortable in splitting the cost in 3 instalments. I would have struggled to afford an evening out otherwise. Reviewed on: 19th July 2026

FIRST RATE COMPANY

5
NEVER HAD A PROBLEM WITH PAYPAL. EASY CONTACT VERY EFFICENT SERVICE WEB SITE EASY TO FOLLOW Reviewed on: 19th July 2026

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