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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180942 reviews)

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4.73

Based on 180,938 reviews, last reviewed 18th Jul 2026

285% increase in 5 star reviews

in the past 90 days

351% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Linking Bank Account One has to be careful when linking the bank account to paypal, as several times, the payment was done from the bank account, and not from the paypal c... Read more Reviewed on: 18th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180942)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellent service

Had my PayPal account for years. Never had any problems in all the years of be had my account excellent service Reviewed on: 7th July 2026

Safe and secure

Very safe way to pay for goods over the internet. Total backup if things go wrong. Reviewed on: 7th July 2026

Easy and swift!

Easy and swift! Will definitely recommend Reviewed on: 7th July 2026

If paypal is available to use for paying then I'll a...

If paypal is available to use for paying then I'll always choose that option Reviewed on: 7th July 2026

Very smooth payment, always confident, consistent, r...

Very smooth payment, always confident, consistent, reliable Reviewed on: 7th July 2026

Great, always there when you need them

Great, always there when you need them Reviewed on: 7th July 2026

Easy process, clear and informative every step of th...

Easy process, clear and informative every step of the way. Reviewed on: 7th July 2026

Makes online shopping effortless

I have been using PayPal for years, and it is my go-to payment method for online shopping. The platform is incredibly secure, giving me peace of mind whenever I make a purchase. Transactions are fast, and the buyer protection program makes me feel safe. Highly recommended! Reviewed on: 7th July 2026

Amazing service I’ve been with them for years

Amazing service I’ve been with them for years Reviewed on: 7th July 2026

Happy with it

Is a very good servide provider. Reviewed on: 7th July 2026

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