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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180993 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180994)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Paypal credit offers me easily accessible finance fo...

Paypal credit offers me easily accessible finance for unexpected purchases Reviewed on: 7th July 2026

I have used PayPal for about 10 years, I first set i...

I have used PayPal for about 10 years, I first set it up when I was a teenager and I’ve had no issues or problems with it. I had the experience of earning points and progressing up levels and that was a very good incentive to encourage me to pay more using PayPal. The pay in 3 function I’ve never used personally but that is purely personal preferences when it comes to money. However I can say from other family members that do use pay in 3, they found it the best way to organise their payments and cut the large sums up into bite sized chunks. I recommend PayPal to everyone that asks! It’s never failed me and always covers me if there is a shady deal or issue PayPal always has my back! Reviewed on: 7th July 2026

Very good experience so far.

Very good experience so far.easy to use.you can use PayPal credit to make ur purchases easy Reviewed on: 7th July 2026

Great Service!

I have used PayPal credit in the, and am happy to know I can rely on it when necessary Reviewed on: 7th July 2026

Excellent in every way.

Excellent in every way possible,Excellent for spreading the cost.Easy with no hassle. 10 out of 10 . Reviewed on: 7th July 2026

short term finances

they lend money in times if crisis for necessities Reviewed on: 7th July 2026

I love PayPal there are so many companies you can pa...

I love PayPal there are so many companies you can pay with PayPal and always feel safe using it, Thanks Reviewed on: 7th July 2026

Trustworthy, secure payment provider.

Trustworthy, secure payment provider. Statements are clear. Always an easy experience to use. Functional, easy to understand on both the app and laptop. Have used it to send and receive money. The system walks you through each step even when it all feels unfamiliar territory. Most of all it feel safe. Reviewed on: 7th July 2026

Great app and very easy to use.

Great app and very easy to use. Very plain and simple to access and good security features. Email communication is informative and helpful. Would definitely recommend Reviewed on: 7th July 2026

It’s always straight forward and positive.

It’s always straight forward and positive. Reviewed on: 7th July 2026

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