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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181054 reviews)

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4.73

Based on 181,053 reviews, last reviewed 26th Jul 2026

151% increase in 5 star reviews

in the past 90 days

203% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181054)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Straightforward and easy to apply no difficulties wi...

Straightforward and easy to apply no difficulties with PayPal and fast application. Reviewed on: 14th July 2026

PayPal credit is great!

It’s really easy to set PayPal credit and really easy to use Reviewed on: 14th July 2026

So convenient, makes money management easier

So convenient, makes money management easier Reviewed on: 14th July 2026

This has helped me out so many times when ive needed...

This has helped me out so many times when ive needed something but having to wait for payday it really comes in handy, app is easy to use. Very happy I was accepted for PayPal credit Reviewed on: 14th July 2026

really easy to set up and very effective

really easy to set up and very effective Reviewed on: 14th July 2026

PayPal excellent Finance Provider

Have not problems with using PayPal and their flexible interest payment methods Reviewed on: 14th July 2026

Ease of use, helpful customer service

Ease of use, helpful customer service Reviewed on: 14th July 2026

I've paid for most items online using PayPal,it offe...

I've paid for most items online using PayPal,it offers various ways of purchasing which is very useful .egg pay now , pay later or spread the cost over three interest free, payments. Reviewed on: 14th July 2026

PayPal Credit has provided a useful credit facility...

PayPal Credit has provided a useful credit facility in a pinch. Rates could definitely be better but I have a long history with the company as an OG eBayer and have found it handy generally. Reviewed on: 14th July 2026

Great service

Very helpful in all aspects of use Reviewed on: 14th July 2026

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