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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180994 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180995)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal Virtual Card is a Game Changer

PayPal credit makes paying for things super easy! I would really recommend adding the virtual credit card to your wallet, which gives you the flexibility to use it as any other card and pay for things in shops and other places where cards are accepted. It really is a game changer — and keeps the economy flowing even where the option to pay via PayPal online is not available. Reviewed on: 7th July 2026

Always easy to use and good customer service

Always easy to use and good customer service Reviewed on: 7th July 2026

Great Experience.

Great Experience. Never had any problems. I only used the service about 3 times. Very straightforward. Easy to use Reviewed on: 7th July 2026

Easy and straight forward to use.

Easy and straight forward to use. They keep you updated with terms and conditions, and able to use everywhere Reviewed on: 7th July 2026

It is indeed your PayPal pal

Have never had any issues with the app -which Is easy to navigate. The payment options have always been easy to set up and easy to pay back. The once I’ve needed to contact customer service gave no cause for concern and my issue was resolved to my satisfaction. Reviewed on: 7th July 2026

Safe payments

Safe to pay online, provides excellent service Reviewed on: 7th July 2026

Confidence.

With paypal you are protected and provide with flexible payment Reviewed on: 7th July 2026

Very happy with PayPal.

Very happy with PayPal. Ideal way to safely transfer funds Reviewed on: 7th July 2026

Paypal have never let me down when I have had a disp...

Paypal have never let me down when I have had a dispute with a company I would highly recommend paypal to anyone and everyone Reviewed on: 7th July 2026

I started using PayPal as a secure way of paying for...

I started using PayPal as a secure way of paying for items online. During a dispute I had with a seller PayPal stepped in and got it sorted. After that my confidence in PayPal grew and I started to use the 3 payment plans which help to spread costs with no added interest which is great. I've also got a PayPal credit card for emergencies. Everything has been really straightforward to apply to plus you get immediate results so no waiting for more than a few minutes to see if you qualify for services. Brilliant service. Reviewed on: 7th July 2026

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