Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181000 reviews)

View other PayPal products

4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181000)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I have a beautiful experience with PayPal.

I have a beautiful experience with PayPal. The idea of being able to buy and pay later or even use the PayPal credit provides a breather. Also, it is widely accepted by most retailers, making it easy to use. I am an ardent user and beneficial of the PayPal platform. Reviewed on: 7th July 2026

Have used PayPal credit for 3 years now.

Have used PayPal credit for 3 years now. Had to phone up on one occasion as could not make a payment. PayPal very understanding as always. This is by some distance the best way to pay as always it comes with PayPal security. Reviewed on: 7th July 2026

PayPal has been a great help when I have been low on...

PayPal has been a great help when I have been low on money Reviewed on: 7th July 2026

Outstanding product and service easy to access and n...

Outstanding product and service easy to access and navigate Reviewed on: 7th July 2026

Cost sharing

It’s very handy to spread the cost over a few months so you know where you are from month to month Reviewed on: 7th July 2026

Easy way to pay online.

Easy way to pay online. When I do not have my cards or other things this is always a good backup too Reviewed on: 7th July 2026

My review

Excellent service for pay in three and credit, really helped me get my new house together in no time, I'd recommend PayPal to anyone. Reviewed on: 7th July 2026

I managed to pay for my vacation in three

I managed to pay for my vacation in three Reviewed on: 7th July 2026

Quick & easy set up, exactly want what I wanted...

Quick & easy set up, exactly want what I wanted Reviewed on: 7th July 2026

I am very happy from pay pal service

I am very happy from pay pal service Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101177 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub