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PayPal: PayPal Credit reviews

4.73
Based on 180,808 reviews, last reviewed 15th Jul 2026
443% increase in 5 star reviews
in the past 90 days
502% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026
Charlie f's avatar
Charlie f

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180842)

Its great to know i have the credit available for la...

5
Its great to know i have the credit available for larger purchases and not worry by spreading the cost Reviewed on: 7th July 2026

Easy to apply for easy to use

5
Easy to apply for easy to.use. been using PayPal credit for years the 4 months interest free is amazing for me. Reviewed on: 7th July 2026

Secured and safe

5
The apps is quick to access. Security questions is always asked before log in. globally accepted and we can pay for the product in full or 3 payments. Reviewed on: 7th July 2026

Using PayPal is simple ,easy and quick.

5
Using PayPal is simple ,easy and quick. Love the fact that is there is an issue you are protected and PayPal work hard to get your money back if there is a fraudulent incident Reviewed on: 7th July 2026

Paypal is my preferred way to pay due to how safe it...

5
Paypal is my preferred way to pay due to how safe it is, I have used it since 2003 . and its now the only credit I have - I have always found them fair and helpful. Reviewed on: 7th July 2026

I like using PayPal because it makes payment easier...

5
I like using PayPal because it makes payment easier and I feel confident that my personal details will be safe. Reviewed on: 7th July 2026

Because l can carry out my financial transactions wi...

5
Because l can carry out my financial transactions with confidence using this method. Reviewed on: 7th July 2026

If i have a problem they always sort it out...

5
If i have a problem they always sort it out Reviewed on: 7th July 2026

I love the fact you can pay for dearer items over 3...

5
I love the fact you can pay for dearer items over 3 months interest payments. Also PayPal are great at helping if you have a dispute with a seller Reviewed on: 7th July 2026

Slick experience.

5
Slick experience..On the pulse during these strange modern times.. Reviewed on: 7th July 2026

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