Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 180,808 reviews, last reviewed 15th Jul 2026
443% increase in 5 star reviews
in the past 90 days
502% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026
Charlie f's avatar
Charlie f

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180845)

If i have a problem they always sort it out...

5
If i have a problem they always sort it out Reviewed on: 7th July 2026

I love the fact you can pay for dearer items over 3...

5
I love the fact you can pay for dearer items over 3 months interest payments. Also PayPal are great at helping if you have a dispute with a seller Reviewed on: 7th July 2026

Slick experience.

5
Slick experience..On the pulse during these strange modern times.. Reviewed on: 7th July 2026

I use PayPal in different ways.

5
I use PayPal in different ways. Firstly by paying in three separate payments, secondly by PayPal credit or thirdly a straightforward payment directly from a bank account. I. tend to use PayPal particularly on overseas purchases where my personal account information is protected. Reviewed on: 7th July 2026

Would like to have extended offers for long term cus...

4
Would like to have extended offers for long term customers Reviewed on: 7th July 2026

Fantastic organisation, top supplier, by far exceeds...

5
Fantastic organisation, top supplier, by far exceeds all other competitors within the market, thought leadership and innovative in the way they support their customers. Reviewed on: 7th July 2026

5 star service

5
5* service, highly recommended, trusted site! Reviewed on: 7th July 2026

Easy to use

5
Great credit facility, so easy to use. Reviewed on: 7th July 2026

Friendly service

5
Helpful and knowledgeable with technical advice Reviewed on: 7th July 2026

Paypal credit is just so easy to use!

5
Paypal credit is just so easy to use! I always use Paypal for any online purchases, but knowing I can also get interest free credit off them too, is a complete bonus! Easily applied for on the website that I used for my purchase, too. Regular updates about the balance of the credit, and monthly reminders when the payment is due. Fantastic! Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101040 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products