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PayPal: PayPal Credit reviews

4.73
Based on 180,808 reviews, last reviewed 15th Jul 2026
443% increase in 5 star reviews
in the past 90 days
502% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026
Charlie f's avatar
Charlie f

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180846)

Paypal credit is just so easy to use!

5
Paypal credit is just so easy to use! I always use Paypal for any online purchases, but knowing I can also get interest free credit off them too, is a complete bonus! Easily applied for on the website that I used for my purchase, too. Regular updates about the balance of the credit, and monthly reminders when the payment is due. Fantastic! Reviewed on: 7th July 2026

It is a great way of getting a more expensive item.

5
It is a great way of getting a more expensive item. Gives you more time to pay. Reviewed on: 7th July 2026

My review

5
All positive I'm pleased to say. No difficulties encountered. Reviewed on: 7th July 2026

I’ve had several good experiences with PayPal

5
I’ve had several good experiences with PayPal Reviewed on: 7th July 2026

Very convenient also very good for unexpected purcha...

5
Very convenient also very good for unexpected purchases Reviewed on: 7th July 2026

They're always there to fall back on in an emergency...

5
They're always there to fall back on in an emergency, interest rates are fantastic and the pay in 3 option is a god send Reviewed on: 7th July 2026

Always helpful during tough times when things are ne...

5
Always helpful during tough times when things are needed but you haven’t got the money in one go Reviewed on: 7th July 2026

Easy & quick check out

4
Work well as required.Easy & quick to use Reviewed on: 7th July 2026

Easy transactions.

5
Easy transactions. No hassle. Quick and easy to link to my other bank accounts. Reviewed on: 7th July 2026

Recommend PayPal

5
I don’t have anything specific to tell you about Reviewed on: 7th July 2026

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