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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181004 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181004)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great options to pay over time and split into three.

Great options to pay over time and split into three. Can be from an array of sources but could be split further maybe over 6/9 months to make it easier and more flexible perhaps. Great customer service whenever I need help there is someone who can answer any query. Reviewed on: 7th July 2026

Very convenient and excellent customer support.

Very convenient and excellent customer support. Reviewed on: 7th July 2026

Great service

Excellent service..Will definitely recommend Reviewed on: 7th July 2026

Very happy with all that they do

Very happy with all that they do Reviewed on: 7th July 2026

I always use PayPal as it's a quick and convenient w...

I always use PayPal as it's a quick and convenient way to pay. I know that if I have any issues then the customer service is very good and will help with my queries Reviewed on: 7th July 2026

Easy to use with flexible repayments

Easy to use with flexible repayments Reviewed on: 7th July 2026

Makes online purchasing easy and hassle free.

Makes online purchasing easy and hassle free. Having the option to pay over 4 months interest free is a welcome bonus Reviewed on: 7th July 2026

Always found PayPal easy to navigate

Always found PayPal easy to navigate Reviewed on: 7th July 2026

Fabulous way to buy!

I use PayPal whenever I purchase anything online, I feel it’s a safe & secure way to pay. I have used the credit option in the past but not always Reviewed on: 7th July 2026

App is a bit clunky - takes 2 working days to pay in...

App is a bit clunky - takes 2 working days to pay in should be same day. US connections bring down the brand - your president is negative globally so it effects the company negatively. Reviewed on: 7th July 2026

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