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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181005 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181005)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellent customer service experience

Excellent customer service experience Reviewed on: 7th July 2026

Always smooth transactions and prompt reminders.

Always smooth transactions and prompt reminders. Reviewed on: 7th July 2026

Safe,easy way to pay for goods.

Safe,easy way to pay for goods..Makes buying online feel a much safer experience. Reviewed on: 7th July 2026

Great customer service most of the time but was find...

Great customer service most of the time but was find for a late payment once which I thought I paid (Senior moment) but when I explained this there was no Lea way Reviewed on: 7th July 2026

PayPal credit is a good option for instalments

PayPal credit is a good option for me, especially at these challenging times financially. Reviewed on: 7th July 2026

Long term paypal user

I've been a paypal user for over a decade and find it a user-friendly , reliable and safe service taking the hassle out of online merchant payments, direct payments and subscriptions. The credit features are flexible and provide options for responsible money management. Customer service team have always been helpful when needed. Reviewed on: 7th July 2026

When ever I’ve had a problem with any purchase, PayP...

When ever I’ve had a problem with any purchase, PayPal has always resolved my issues. Reviewed on: 7th July 2026

Customer service is unique, I love every bit of Payp...

Customer service is unique, I love every bit of Paypal, the people are lovely . Reviewed on: 7th July 2026

Always quick to respond, helpful, and efficient at f...

Always quick to respond, helpful, and efficient at finding a resolution. Reliable, trustworthy, and highly recommended Reviewed on: 7th July 2026

Paypal credit is the best!!

PayPal credit is Great, everytime I shop and the basket is over £100 I get 4 months interest free which makes it easier for me to budget and shop freely. It made my life a lot easier for purchasing things I need. Reviewed on: 7th July 2026

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