Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181016 reviews)

View other PayPal products

4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181016)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Brilliant helps my buy stuff and have time to pay it...

Brilliant helps my buy stuff and have time to pay it off. Reviewed on: 7th July 2026

PayPal - a safe way of financing.

I know when I pay for something that the transaction is safe if it's via PayPal. it's reassuring knowing that, in this day and age, I can finance something without fear of my details being stolen or compromised. Reviewed on: 7th July 2026

Paying through the mobile app was an excellent exper...

Paying through the mobile app was an excellent experience. The process was quick, simple, and very user-friendly. Everything worked smoothly from start to finish, and the payment was completed in just a few taps. I received confirmation immediately, which gave me confidence that the transaction had gone through successfully. It’s a convenient, secure, and hassle-free way to pay, and I would definitely recommend it to others. Reviewed on: 7th July 2026

Is no fuss, quick service.

Is no fuss, quick service. I feel safe using PayPal as my personal details are protected. Reviewed on: 7th July 2026

I have used PayPal for years and love the flexibilit...

I have used PayPal for years and love the flexibility of it. Whenever I’ve had a problem they’re very quick to sort it out. I highly recommend PayPal Reviewed on: 7th July 2026

I find PayPal very useful.

I find PayPal very useful. I use it for all my large purchases and pay interest free over 3months. It’s brilliant Reviewed on: 7th July 2026

I've been using PayPal for a number of years now I...

I've been using PayPal for a number of years now I use it all the time as I know my cards and bankaccount is safe,because I Shop online for everything that I need I know I can count on PayPal to keep my accounts safe Reviewed on: 7th July 2026

Always there to help, but I hardly need to contact...

Always there to help, but I hardly need to contact them Reviewed on: 7th July 2026

Fast helpful convenient what more can you ask

Fast convenient what more can you ask Reviewed on: 7th July 2026

Pay in 3 is great !!!

I like using PayPal with the pay in 3 tool which allows you to spread the cost of some items over a longer period. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101187 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub