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PayPal: PayPal Credit reviews

4.73
Based on 181,053 reviews, last reviewed 26th Jul 2026
151% increase in 5 star reviews
in the past 90 days
203% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026
Karen M's avatar
Karen M

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181054)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Quick, easy service smooth transactions every time,...

5
Quick, easy service smooth transactions every time, customer service team are extremely supportive Reviewed on: 14th July 2026

PayPal have always been fantastic at managing my acc...

5
PayPal have always been fantastic at managing my account. They have been able to recover lost funds and help out along the way. The customer service provided has always been fantastic, super fast and very helpful no AI bots. Reviewed on: 14th July 2026

4 months interest free, excellent!

5
4 months interest free, excellent! Reviewed on: 14th July 2026

Trusted company

5
It’s so confident and allows me to pay with confidence Reviewed on: 14th July 2026

Very good service

5
Excellent brilliant fantastic always great to order things on PayPal credit Reviewed on: 14th July 2026

.Joined accepted DELIGHTED

5
I joined a few month ago and it was so very easy to set up. Of course your credit rating has to be good but not brilliant as most people think . I am so Happy with pay pal credit and can now purchase from many shops and department stores . Reviewed on: 14th July 2026

Very easy, fast and secure payment

4
Very easy, fast and secure payment Reviewed on: 14th July 2026

I would highly recommend paypal worlw wide

5
I would highly recommend paypal worlw wide Reviewed on: 14th July 2026

Good service

4
quick refunds and good customer services Reviewed on: 14th July 2026

a great easy to use service which has clear instruct...

5
a great easy to use service which has clear instruction and terms Reviewed on: 14th July 2026

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