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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181017 reviews)

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4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181017)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I have used PayPal for years, in fact since they wer...

I have used PayPal for years, in fact since they were first linked to Ebay - I have never had an issue with the service or the system. It is the only online service i use if it is available. Reviewed on: 7th July 2026

Seamless transaction, always reliable!

Seamless transaction, always reliable! My go to retail finance provider Reviewed on: 7th July 2026

Brilliant service highly recommend

Brilliant service highly recommend Reviewed on: 7th July 2026

I have always had 5 star service with paypal and whe...

I have always had 5 star service with paypal and when I have had problems with retailers in the past paypal have always dealt with it successfully for me. I have 100% confidence with them and I feel I can fully trust them Reviewed on: 7th July 2026

Many years using PayPal never had any problems

Many years using PayPal never had any problems Reviewed on: 7th July 2026

I use PayPal and PayPal credit a lot as a safe and e...

I use PayPal and PayPal credit a lot as a safe and easy way to pay for online items. PayPal credit is great as interest free if you choose Pay in 3 option. Good for those bigger items you cannot afford to pay all at once. Reviewed on: 7th July 2026

Easy to use and fair

I've found PayPal Credit to be easy to use and straightforward. The application process was simple, and it's convenient to have the option to spread the cost of purchases when needed. The terms have always seemed fair to me, and it's easy to keep track of payments through my PayPal account. As long as you understand the repayment terms and make payments on time, it's a useful and flexible way to manage larger purchases. Overall, I've had a positive experience and would recommend it to anyone looking for a convenient credit option. Reviewed on: 7th July 2026

Accepted widely with great options on payments.

Accepted widely with great options on payments including differed payment plans. When ever I have had an issue with a supplier , PayPal resolve center have been on the case and with an positive result Reviewed on: 7th July 2026

Very helpful, fast service, and excellent customer s...

Very helpful, fast service, and excellent customer service. Reviewed on: 7th July 2026

Always had great customer service.

Always had great customer service. Any issues always resolved and promptly. Great service all round Reviewed on: 7th July 2026

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