Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181054 reviews)

View other PayPal products

4.73

Based on 181,053 reviews, last reviewed 26th Jul 2026

151% increase in 5 star reviews

in the past 90 days

203% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181054)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Ease of use and professionalism is fantastic

Ease of use and professionalism is fantastic Reviewed on: 14th July 2026

PayPal is the Best in the Market

I use PayPal for everything. I love the fact that I know my money will be transferred safely and securely and should there be any issues I know that queries will be resolved and I will get my money back. I really wouldn’t trust any other provider. I have not had any negative experiences at all and I have been using it for many years now. I love the fact that I can split a more expensive purchase into three more manageable amounts which is such a great feature. I have absolutely nothing negative to say at all. Reviewed on: 14th July 2026

Good all round service credit u...

Good all round service including option for credit use a lot and very happy Reviewed on: 14th July 2026

Very good service all the time especially to access...

Very good service all the time especially to access account Reviewed on: 14th July 2026

It was easy and simple to split payments at no extr...

It was easy and simple to split payments at no extra cost Reviewed on: 14th July 2026

Im excited to use paypal and you able to use the mon...

Im excited to use paypal and you able to use the money which you don't have and pay it later Reviewed on: 14th July 2026

Excellent & professional

Professional & excellent at providing information Reviewed on: 14th July 2026

Amazing service all time very professional staff wor...

Amazing service all time very professional staff work when make call Reviewed on: 14th July 2026

PayPal is the best!

They're a really good company and app and so easy to use Reviewed on: 14th July 2026

simple, easy and clear applications

simple, easy and clear applications, good service Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Payments
from PayPal 4.70 from 3855 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101226 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub