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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181024 reviews)

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4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181024)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great and very useful service

I have found all their services very useful and readily available online.I have not had to contact customer sercices yet since using it and I have been using for several years. Reviewed on: 7th July 2026

Always helpful.

Always helpful. Love the customer protection the have. Great interest rates on credit. Accepted by 1000 and 1000 of sellers.Easy to use app. Whats not to like ? Reviewed on: 7th July 2026

Issues have been resolved efficiently and quickly

Issues have been resolved efficiently and quickly Reviewed on: 7th July 2026

First Class.

Been using PayPal for years and years. Always first class, never had an issue. Let's me spread the cost for bigger purchases too. App is reliable, payment options are good. Reviewed on: 7th July 2026

Frequently Use This Service

I have used this service many times as it helps in the difficult financial times we are living in. I have never encountered any issues with payments etc. Reviewed on: 7th July 2026

A happy PayPal customer

I have used PayPal for quite some years now and have always been extremely happy with the service. I have and will continue recommending it to friends and family Reviewed on: 7th July 2026

A great way to buy things and pay monthly.

A great way to buy things and pay monthly. Reviewed on: 7th July 2026

Good value

Quality goods at good prices and delivered very quick Reviewed on: 7th July 2026

I love using PayPal it’s secure and the app is relia...

I love using PayPal it’s secure and the app is reliable and easy to use. I also like to split my transactions into 3. Well done PayPal. Reviewed on: 7th July 2026

PayPal is amazing I got scam 2 times but PayPal refu...

PayPal is amazing I got scam 2 times but PayPal refunded the money both times. Overall customer service is great communication very easy to follow. Reviewed on: 7th July 2026

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