Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180815 reviews)

View other PayPal products

4.73

Based on 180,808 reviews, last reviewed 15th Jul 2026

443% increase in 5 star reviews

in the past 90 days

502% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180816)

I have used PayPal for Years now, ..

I have used PayPal for Years now, Totally trust worthy, the website is excellent very easy to use it gives a clear insite into your money dealings. I highly recommend PayPal. Reviewed on: 7th July 2026

Always had a great experience when using PayPal Credit.

Always had a great experience when using PayPal Credit. Never had any issues and I love that I have three months interest free on payments which is super helpful. Reviewed on: 7th July 2026

Good fund release and excellent at rectifying mistak...

Good fund release and excellent at rectifying mistakes promptly. Reviewed on: 7th July 2026

The Winner

Convenient & money saver.Affordable terms Reviewed on: 7th July 2026

Very flexible payment options and seamless checkout...

Very flexible payment options and seamless checkout integration. Reviewed on: 7th July 2026

PayPal debit is one of the best thing I have .

PayPal debit is one of the best thing I have . It gives me points and the customer service is just top notch Reviewed on: 7th July 2026

Very easy to use to make secure payments

Very easy to use to make secure payments Reviewed on: 7th July 2026

Convenient and secure.

Convenient and secure. If I see the PayPal logo it's instantly confidence building. Reviewed on: 7th July 2026

Quite good!

Always pleased with everything pay pal has to offer. Extremely easy to use, good customer service. Hard to find anything as good these days. Great products they offer like pay in 3 or interes free periods. in fewer words, quite good product! Reviewed on: 7th July 2026

my experience.

in my experience.. i set up direct debits.. bit still get penalties because paypal cancels them or delays accepting payments from me… that is not comforting… but general payments are ok with paypal.. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101006 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub