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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180818 reviews)

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4.73

Based on 180,808 reviews, last reviewed 15th Jul 2026

443% increase in 5 star reviews

in the past 90 days

502% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180818)

Easy to use and convenient.

Easy to use and convenient. Quick payments and easy to make extra payments in your acc5 Reviewed on: 7th July 2026

Easy to use and peace of mind for safe purchases...

Easy to use and peace of mind for safe purchases Reviewed on: 7th July 2026

Like to use it to pay for almost everything.

Like to use it to pay for almost everything. It gives me 4.months to pay my holiday. Reviewed on: 7th July 2026

Reliable Payment Service

Very convenient, easy to follow instructions and fully secure. Reviewed on: 7th July 2026

Great service

0% credit is so helpful especially in emergencies. Customer services were really helpful when I contacted them Reviewed on: 7th July 2026

Convenient, flexible and secure

Convenient, flexible and secure Reviewed on: 7th July 2026

I’ve used Paypal since 2006, and have no complaints!

I’ve used Paypal since 2006, and have regularly used and trusted the company. Its a fantastic alternative to a bank account when sending and receiving money online, as you can trust it, its secure and if there are ever any issues, paypal will always help. Paypal are also fantastic for foreign transactions, and you can figure out exchange rates there and then which is incredibly helpful.. Reviewed on: 7th July 2026

Very easy to use for lots of purchases.

Very easy to use for lots of purchases. Reviewed on: 7th July 2026

It's fab!

Easy to use, global ease - all good! Reviewed on: 7th July 2026

My experience of Paypal Credit five months in...

PayPal Credit offers a valuable service, providing reassurance during times of financial need. The customer support team is notably friendly and efficient in resolving issues. However, the repayment process is less satisfactory. Although I established a direct debit to facilitate monthly payments, the delay of four to five days. sometimes longer, before the funds are deducted from my bank account complicates tracking. This lag creates uncertainty regarding the timing of withdrawals, making it challenging to manage my finances effectively and leaving me apprehensive about my bank account balance. Reviewed on: 7th July 2026

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