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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180823 reviews)

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4.73

Based on 180,808 reviews, last reviewed 15th Jul 2026

443% increase in 5 star reviews

in the past 90 days

502% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180825)

Been scamed

Ordered an item on pay in 3 seller has not sent and refused to give tracking info or which delivery service clearly a scam no way to get money back still have to pay all 3 payments no protection against clear scammers Reviewed on: 7th July 2026

Quick and easy.

Quick and easy. Bio signing in. All products in one place Reviewed on: 7th July 2026

Really like the different simplicitypay options.

Really like the different pay options. And so far had no problem choosing . How I’d like to pay also they inform me of tracking details. Would highly reccomend to friends and family. Reviewed on: 7th July 2026

Hassle free and very convenient, thank you

Hassle free and very convenient, thank you Reviewed on: 7th July 2026

Have used PayPal for a few years now.

Have used PayPal for a few years now. Gives you peace of mind if something unexpected comes along knowing you can split the cost in small interest free monthly repayments and repay early if wish to do so. The customer care is the highest I've come across and any queries I've had have been delt with friendly and supportive staff. I had locked myself out my account and could not seem to sort via the app. I rang customer services who could see I had tried to rectify the situation., they delt with it giving me fully cess to my account in no time and had my late fees cancelled as I had never up to them missed a payment. Would highly recommend Reviewed on: 7th July 2026

PayPal Credit is great value for money, enabling you...

PayPal Credit is great value for money, enabling you to spread the cost of something very easily. It has 0% options available without any additional work and has a great app that lets you keep track of how much is remaining Reviewed on: 7th July 2026

PayPal been a very safe why to shop and pay

PayPal been a very safe why to shop and pay Reviewed on: 7th July 2026

Love paypal use it for everything

Love paypal use it for everything Reviewed on: 7th July 2026

Gives flexibility in options

Gives flexibility in options for how to pay for items, especially for families who live payday to payday. Reviewed on: 7th July 2026

We never had a problem with PayPal!

We never had a problem with PayPal! If I’ve ever needed to get a refund or have a problem, the members of team are always efficient and quick with and sorting out problems Reviewed on: 7th July 2026

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