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PayPal: PayPal Credit reviews

4.73
Based on 180,808 reviews, last reviewed 15th Jul 2026
443% increase in 5 star reviews
in the past 90 days
502% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026
Charlie f's avatar
Charlie f

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180814)

Always handy and easy to use.

5
Always handy and easy to use... easy to pay back also Reviewed on: 7th July 2026

Cutomer service is helpful.

4
Cutomer service is helpful. They promptly resolved the issue I had with my paynent Reviewed on: 7th July 2026

The ease and security of payments is great, the inte...

5
The ease and security of payments is great, the interest could be lower, but overall the service is very good. Reviewed on: 7th July 2026

Easy application, very straightforward

4
Easy application, very straightforward Reviewed on: 7th July 2026

Paypal is a quick, easy and efficient way to purchase

5
Paypal have an excellent track record. They are consistent, knowledgable and trustworthy. I have only once throughout the years of using their service been misinformed regarding their service provision, which I left feedback on and as I thought it was a training shortfall rather than deliberate error/misleading. Keep up the good work well done. Reviewed on: 7th July 2026

PayPal is extremely user friendly.

5
PayPal is extremely user friendly. Payments are immediate, and also refunds if there is a need for them. It also allows me to pay for all transactions with AmEx, even to shops that usually not accept them. And good protection too. Reviewed on: 7th July 2026

Great options and flexibility

5
Gives multiple options of how to pay and repay, flexible terms makes it easier to plan and budget purchases. Sometimes the rates vary for similarly priced items, but this might be shop dependant. Reviewed on: 7th July 2026

So easy to use & simple payments

5
So easy to use & simple payments Reviewed on: 7th July 2026

Helpful customer service give full support.

5
Helpful customer service give full support. Easy payments ideal for everyday shopping. Regarding to everyone Reviewed on: 7th July 2026

It is the ultimate tool for safe and secure finance.

5
It is the ultimate tool for safe and secure finance. I recommend it for online purchases specifically. Reviewed on: 7th July 2026

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