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PayPal: PayPal Credit reviews

4.73
Based on 180,850 reviews, last reviewed 15th Jul 2026
393% increase in 5 star reviews
in the past 90 days
465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026
A V's avatar
A V

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180861)

Great service, easy to use

5
Easy and a clean user interface, helped me out more times than I can count. Highly recommend Reviewed on: 12th June 2024

Good all round service

5
Good all round service had some problems with Pay in 3 in the past and their customer service team helped me out and got it all sorted for me and have been helpful every time I contacted them Reviewed on: 12th June 2024

Useful for smaller credit purchases

4
Useful for those larger purchases to pay back over a short term. Easy to keep track and pay off minimum payments by direct debit. Reviewed on: 12th June 2024

fast reliable and very professional experience

5
fast reliable and very professional experience Reviewed on: 12th June 2024

Brilliant

5
Excellent service, easy to manage and low interest rates. Reviewed on: 12th June 2024

I like PayPal because I pay easy if something wrong...

5
I like PayPal because I pay easy if something wrong PayPal solve it quickly and safe as well Reviewed on: 12th June 2024

PayPal credit is great

5
I’ve been stuck in my PayPal credit for almost a year. They are very flexible when it comes to repayments and understanding of my situation. Reviewed on: 12th June 2024

Very good experience with buy now pay later

5
Very good experience with buy now pay later Reviewed on: 12th June 2024

PayPal is used in many different ways so easy to...

5
PayPal is used in many different ways so easy to use Reviewed on: 12th June 2024

Brilliant way to get stuff now, very fair payments a...

5
Brilliant way to get stuff now, very fair payments and great security Reviewed on: 12th June 2024

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