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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180858 reviews)

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4.73

Based on 180,850 reviews, last reviewed 15th Jul 2026

393% increase in 5 star reviews

in the past 90 days

465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180858)

Had one late payment so phoned PayPal a d explained...

Had one late payment so phoned PayPal a d explained I hadn't set up direct debit yet,they explained everything in simple terms. Reviewed on: 12th June 2024

I love using PayPal Credit for its exceptional affor...

I love using PayPal Credit for its exceptional affordability and extra security while making monthly payments for purchases. Reviewed on: 12th June 2024

Always easy to use and to get help

Always easy to use and to get help Reviewed on: 12th June 2024

Easy to use and the growing number of options

Easy to use and the growing number of options (Pay in 3, interest free credit, etc) makes it my primary payment method, particularly for large purchases. The PayPal app is fairly straightforward to use and provides a clear view of balances. Reviewed on: 12th June 2024

Nice and easy

I feel safe using PayPal online, it is a stress fee experience. Reviewed on: 12th June 2024

Helps out when you need to get things but haven't go...

Helps out when you need to get things but haven't got the cash Reviewed on: 12th June 2024

I feel very comfortable and above all protected when...

I feel very comfortable and above all protected when I spend Reviewed on: 12th June 2024

No problems, good offers, especially the £100-plus one

No problems, good offers, especially the £100-plus one Reviewed on: 12th June 2024

Thank you PayPal!

I have used PayPal credit for a number of years. it is an excellent option for spreading payments for more expensive items. At the same time it provides the valuable feature of saving money on interest payments if to manage the credit carefully. Reviewed on: 12th June 2024

Simple to use, but secure protection

Simple to use, but secure protection Reviewed on: 12th June 2024

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