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PayPal: PayPal Credit reviews

4.73
Based on 180,850 reviews, last reviewed 15th Jul 2026
393% increase in 5 star reviews
in the past 90 days
465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026
A V's avatar
A V

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180857)

Quick, easy with great terms of conditions.

5
Quick, easy with great terms of conditions. Reviewed on: 12th June 2024

PayPal have always been so helpful and easy to use

5
PayPal have always been so helpful and easy to use for safe transactions Reviewed on: 12th June 2024

PayPal always helps, using it on every transaction

5
PayPal always helps, using it on every transaction Reviewed on: 12th June 2024

Works and doesn't charge me if its paid up every mon...

5
Works and doesn't charge me if its paid up every month Reviewed on: 12th June 2024

Quick and easy to use

5
It is really easy to pay monthly and most online and in-store retailers take it as payment. Always good offer on. Makes it easier when you need to pay large amounts monthly. It helps when you need items quickly but have not been paid . Washing machine or anything. You are not limited with pay pal nor do you have to fill in hundreds of forms to get it Reviewed on: 12th June 2024

Great service

5
I had a retailer problem and PayPal investigated and found in my favour Reviewed on: 12th June 2024

No reminder that a payment was due.

3
No reminder that a payment was due. Just took £12 due to one days late payment when I was ill! Reviewed on: 12th June 2024

reduced credit limit to unsatisfactory limit

5
Was good but when they changed they reduced my credit limit from 1200 to 200 even tho I never missed a payment disappointed tbh haven’t used since Reviewed on: 12th June 2024

Straight forward no tricky questions

5
Straight forward no tricky questions Reviewed on: 12th June 2024

Good for everything I'm so happy

5
Good for everything I'm so happy Reviewed on: 12th June 2024

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