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PayPal: PayPal Credit reviews

4.73
Based on 180,850 reviews, last reviewed 15th Jul 2026
393% increase in 5 star reviews
in the past 90 days
465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026
A V's avatar
A V

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180857)

PayPal go above and beyond to help you

5
PayPal are wondering very help full customer service and will go above and beyond to help you Reviewed on: 12th June 2024

The process is very easy.

5
The process is very easy. It is an excellent fallback if you are unable to purchase something and pay outright. Reviewed on: 12th June 2024

Would recommend

5
I have found it to be good service and also easy to use. I would recommend using PayPal credit to others. Reviewed on: 12th June 2024

Great company, easy to use and always secure

5
Great company, easy to use and always secure Reviewed on: 12th June 2024

Great to have!

5
Great to have! Easy to use and communication is easily understood. Clear dates of when payments are due, slight confusion on payments as they don’t go out instantly but other than that all works well. Reviewed on: 12th June 2024

PayPal credit is Amazing for large purchases, so man...

5
PayPal credit is Amazing for large purchases, so many interest free options Reviewed on: 12th June 2024

I’m happy using it and also keep some of the scammer...

5
I’m happy using it and also keep some of the scammers away plus the split in 3 very helpful!! Reviewed on: 12th June 2024

excellent service better than the rest

5
excellent service better than the rest Reviewed on: 12th June 2024

Paypal has been my saving grace on a number of occas...

5
Paypal has been my saving grace on a number of occasions. Easy to use and good value for money. Will definitely recommend Reviewed on: 12th June 2024

PayPal credit is fantastic

5
I have been using PayPal credit for years and have never had an issue. Customer service that has been provided to myself has always been nothing short of incredible. I have recommended PayPal credit to friends and family and will continue to do so. I also use PayPal credit with all my transactions that I can as it is quick and easy. I honestly couldn’t recommend PayPal credit enough! Reviewed on: 12th June 2024

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