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PayPal: PayPal Credit reviews

4.73
Based on 180,850 reviews, last reviewed 15th Jul 2026
393% increase in 5 star reviews
in the past 90 days
465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026
A V's avatar
A V

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180856)

I bought a PS5 with my PayPal credit and the service...

5
I bought a PS5 with my PayPal credit and the service has been wonderful. Easy checkout and monthly payments. Reviewed on: 12th June 2024

It was there when I needed it

5
It was there when I needed it, no complaints Reviewed on: 12th June 2024

So easy to use and now accepted far more outlets...

5
So easy to use and now accepted far more outlets Reviewed on: 12th June 2024

I have been impressed by the speed in which disputes...

5
I have been impressed by the speed in which disputes are solved and answers to questions are also very quick, I like the variety of payment methods also, they fit my financial situation when I need them. Reviewed on: 12th June 2024

Trustworthy

5
I’ve had no problems whatsoever with PayPal and I definitely feel at ease and trust PayPal when making payments Reviewed on: 12th June 2024

amazing.

5
amazing. acceptance was immediate and rates are low compared to other lenders. Reviewed on: 12th June 2024

It works why change.

5
It works why change..Simple easy what more do people want.. Reviewed on: 12th June 2024

Hassle free, so many options to purchase items at af...

5
Hassle free, so many options to purchase items at affordable rates and payments split up and Intreat free is gold. Reviewed on: 12th June 2024

Hassle Free

5
Very efficient and easy to use, would be very happy to recommend to others. Reviewed on: 12th June 2024

Fast and easy to complete transactions.

3
Fast and easy to complete transactions. Reviewed on: 12th June 2024

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