Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180857 reviews)

View other PayPal products

4.73

Based on 180,850 reviews, last reviewed 15th Jul 2026

393% increase in 5 star reviews

in the past 90 days

465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180857)

Helps pay for large amounts

PayPal credit is good because you get 4 months to pay before interest is added and it has helped me pay for my holiday flights Reviewed on: 12th June 2024

Paypal is easy and safe to use.

Paypal is easy and safe to use. Has many features like payment in installments for fixed months or as credit. Transfering money to friends or family i also very easy. Paying for services is safe and if anything goes wrong you will be protected. Reviewed on: 12th June 2024

It's a good service and very convenient.

It's a good service and very convenient. I also find it more secure to make purchases. The APR can be a little bit high, however you can get certain things for 0% which is great for me as I often run into cashflow issues. Reviewed on: 12th June 2024

When I take paypal credit and do returns the adjustm...

When I take paypal credit and do returns the adjustment is not always correct and I end up paying more. That's financial loss to me Reviewed on: 12th June 2024

I like PayPal credit but it can be very difficult to...

I like PayPal credit but it can be very difficult to break down the outstanding payments and when trying to pay a ‘pay in 3 instalments’ it put the credit to the wrong offer. Needs more control over different proportions of payments to different offers Reviewed on: 12th June 2024

I love pay pal .

Always quick to help ,and resolve any problems an sorted very smoothly d Refunds Reviewed on: 12th June 2024

Paypal credit has been great

Paypal credit has been great although I find it difficult to make additional payments outside of the direct debit. Navigating the app/website isn't straightforward Reviewed on: 12th June 2024

The best ever I had, they have done wonderful things...

The best ever I had, they have done wonderful things for me! Reviewed on: 12th June 2024

Convenient back up for payments and easy to use

Convenient back up for payments and easy to use Reviewed on: 12th June 2024

Very good service and excellent people to help you

Very good service and excellent people to help you Reviewed on: 12th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Payments
from PayPal 4.70 from 3855 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101057 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub