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PayPal: PayPal Credit reviews

4.73
Based on 180,850 reviews, last reviewed 15th Jul 2026
393% increase in 5 star reviews
in the past 90 days
465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026
A V's avatar
A V

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180857)

Easy to use and clear to see your payment plans

4
Easy to use and clear to see your payment plans Reviewed on: 12th June 2024

Been using PayPal since I started EBay 2004.

5
Been using PayPal since I started EBay 2004. I trust the company and that’s Iwhy keep using it after 20 years. Reviewed on: 12th June 2024

Good experience had no issues and helps as a young p...

5
Good experience had no issues and helps as a young person to build credit score. Wouldn’t go past it. Reviewed on: 12th June 2024

I do recommend

5
It’s easy to use.Very helpful when needed Reviewed on: 12th June 2024

Very quick and easy, took no time at all

5
Very quick and easy, took no time at all Reviewed on: 12th June 2024

No problems, great experience.

5
No problems, great experience. The App is easy and simple to use, I bought some appliance with PayPal credit and payments are made monthly through the app, you can set up a direct debit to make it easier for you. Reviewed on: 12th June 2024

Used PayPal for years never any issues and customer...

5
Used PayPal for years never any issues and customer service is good always helpful Reviewed on: 12th June 2024

The service I received was exceptional, and I highly...

5
The service I received was exceptional, and I highly recommend it to others. Reviewed on: 12th June 2024

100% brilliant Always use PayPal

5
Always use PayPal and only trust it to pay for my shopping. The pay pal credit is a great way to buy larger items and it increases your credit score too. So top stars for pay pal. Reviewed on: 12th June 2024

Excellent

5
I use PayPal credit as I find it safe, the payments are affordable and its an excellent way to pay Reviewed on: 12th June 2024

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