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PayPal: PayPal Credit reviews

4.73
Based on 180,723 reviews, last reviewed 14th Jul 2026
503% increase in 5 star reviews
in the past 90 days
562% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Customer Support Thank you. for your help ! Great Customer Support! Great Customer Support and great Help. and understanding. support !!! Thank you. For you help ! Reviewed on: 14th July 2026
Jennyjenny's avatar
Jennyjenny

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180785)

Easy to use, no faffs, and easy to talk to if required.

5
Easy to use, no faffs, and easy to talk to if required. Reviewed on: 7th July 2026

PayPal credit

5
Great value for money, very reliable service. Reviewed on: 7th July 2026

PAYPAL Excellent

5
Quick and Easy to use, would Highly Recommend. Reviewed on: 7th July 2026

Hifhly recommend.

4
Great for spending the cost overtime. Reviewed on: 7th July 2026

I’ve been a customer of PayPal credit for sometime n...

5
I’ve been a customer of PayPal credit for sometime now and find it a great way to spread payments but still holding myself accountable for paying it off within 4 months. The app is intuitive and every time I’ve needed to contact customer service they have been very helpful. Reviewed on: 7th July 2026

Probably most user friendly reminders on any delays...

5
Probably most user friendly reminders on any delays with current payments. Beyond this, PP account opens so many handy options and products, like transfers from credit cards. Reviewed on: 7th July 2026

Approved in mintues

5
Recently used PayPal credit. Application process is very quick, you get a result in a matter of minutes, you also get reminder few days before payment is due. Any problem with purchase and customer service is fantastic too. Reviewed on: 7th July 2026

My paypajl

5
Great experiance great company would recomed 2 anyone Reviewed on: 7th July 2026

Their credit is a great tool if used responsibly, pu...

5
Their credit is a great tool if used responsibly, purchases over £100 can we paid in 4 months which offers great flexibility. I used Paypal many times and it had been helpful and never had issues. Absolutely would recommend, they are a fair credit company, reminders are sent on time. Reviewed on: 7th July 2026

Great way to pay

5
Very relatable hassle free payment plan Reviewed on: 7th July 2026

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