Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 180,808 reviews, last reviewed 15th Jul 2026
443% increase in 5 star reviews
in the past 90 days
502% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026
Charlie f's avatar
Charlie f

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180842)

Great app that's user friendly.

5
Easy to use, payment dates are made clear. Excellent app, easy to log in and user friendly. Pay in 3 is a lifesaver. Reviewed on: 12th June 2024

PayPal best online payment tool

5
Best way to pay online, with so many security features. Reviewed on: 12th June 2024

Pay pal credit help me a lot to buy things and pay n...

5
Pay pal credit help me a lot to buy things and pay nothing for 4 months Reviewed on: 12th June 2024

Why aren't you using Paypal?

5
Been using paypal for a number of years and it's only got better every year. New options, easy to use and very functional. Thanks Pay pal. Love the pay in 3 options , it makes budgeting easier and there are credit options to help you just when you need it. Easy to access and secure. Can't fault it. Reviewed on: 12th June 2024

PayPal is safe and fast means of transferring money

5
PayPal is safe and fast means of transferring money Reviewed on: 12th June 2024

Amazing services with good pay back interests

5
Amazing services with good pay back interests Reviewed on: 12th June 2024

Never had a problem with PayPal credit really helpfu...

5
Never had a problem with PayPal credit really helpful to our family we love it when you can’t afford an item at the time there’s PayPal credit to take the problem away so I give 5 stars the highest I can give Reviewed on: 12th June 2024

Amazing!

5
I've been using PayPal Credit for a while now, and it’s been a really handy tool for managing my finances. The integration with my PayPal account is seamless, making it super easy to use when shopping online. One of the best features is the option to spread out payments over a few months without incurring any interest, as long as you pay it off in full within the set period. This has been a lifesaver for larger purchases. Reviewed on: 12th June 2024

Excellent option

5
Very easy to us and a welcome addition to a credit option Reviewed on: 12th June 2024

Love PayPal when buying from overseas especially but...

3
Love PayPal when buying from overseas especially but use it anywhere for peace of mind. Reviewed on: 12th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101036 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products