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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180844 reviews)

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4.73

Based on 180,808 reviews, last reviewed 15th Jul 2026

443% increase in 5 star reviews

in the past 90 days

502% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180845)

Made it quick & easy to understand and use

Made it quick & easy to understand and use Reviewed on: 12th June 2024

Would recommended

Really easy to use, widely usable by online brands so it’s worth having! Faultless at the moment. Reviewed on: 12th June 2024

5 star, simple to navigate and competitive rates.

5 star, simple to navigate and competitive rates. Reviewed on: 12th June 2024

My favourite!

My favourite option with PayPal is the paying over 3 months. It gives me the opportunity to buy something that I really want and spread over 3 payments. They give me the exact date of each payment ahead so I can put them in my diary. Of course I'm careful not to over stretch myself. But I have bought items that otherwise I would have missed out on. Reviewed on: 12th June 2024

Excellent service, easy to use

Smooth transactions, excellent support when a purchase made using PayPal was not delivered, payment terms easy to understand, home page, balances & transactions easy to check. Reviewed on: 12th June 2024

Very easy to use and simple.

Very easy to use and simple. Clear to understand and access the money. Good time frame of repaying the money back too. Simple to access on the app and repay in different stages. Reviewed on: 12th June 2024

PayPal either gives you time to pay for those things...

PayPal either gives you time to pay for those things you need that you cannot afford to pay in one go or the option for those little things 3 months interest free.I Have recommended to friends and family who had to buy bigger purchases but couldn't afford to purchase in one go and now they have recommended to their friends and family. Reviewed on: 12th June 2024

Easy & efficient app to use.

Easy & efficient app to use. Kept upto date with statements Reviewed on: 12th June 2024

Easy to add the payment method when purchasing and g...

Easy to add the payment method when purchasing and gives you flexibility on how much you pay each month Reviewed on: 12th June 2024

The only online payment method I will use.

The only online payment method I will use. It is safe and secure and very easy to use. It gives me peace of mind when purchasing goods or services. Reviewed on: 12th June 2024

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