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PayPal: PayPal Credit reviews

4.73
Based on 180,808 reviews, last reviewed 15th Jul 2026
443% increase in 5 star reviews
in the past 90 days
502% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026
Charlie f's avatar
Charlie f

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180846)

Great service and interest rates

5
I have never had any issues and the interest rate is very good Reviewed on: 12th June 2024

Paypal credit offers a convenient way of meeting my...

5
Paypal credit offers a convenient way of meeting my purchasing needs and pay later with no interest Reviewed on: 12th June 2024

I have loved using as it helps me spread my payments...

5
I have loved using as it helps me spread my payments out Reviewed on: 12th June 2024

solid as a rock

5
it's reliable service that I have come to depend on. Reviewed on: 12th June 2024

Great way to afford what you want!!

5
Simple to set up - no interest fees for interest fee credit seamless and voila - before you know it your balance is paid off!! Reviewed on: 12th June 2024

Used it for years.

4
Used it for years. And been very easy to manage money using Reviewed on: 12th June 2024

Easy quick and secure when purchasing online

4
Easy quick and secure when purchasing online Reviewed on: 12th June 2024

I have used Paypal credit for years now.

5
I have used Paypal credit for years now. It is a secure, quick and easy to use service and the terms of which are explained clearly Reviewed on: 12th June 2024

Never a bad experience with pay in 3

5
Never a bad experience with pay in 3 Reviewed on: 12th June 2024

Perfect, recommend to anyone.

5
Perfect, recommend to anyone. Love how it's easy to use and convenient. You are always protected with Paypal, I cannot recommend enough Reviewed on: 12th June 2024

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