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PayPal: PayPal Credit reviews

4.73
Based on 180,808 reviews, last reviewed 15th Jul 2026
443% increase in 5 star reviews
in the past 90 days
502% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026
Charlie f's avatar
Charlie f

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180836)

Very useful service.

5
Very useful service. Works really well helping me to budget and pay for items over 4 months with no interest Reviewed on: 12th June 2024

couldnt be simpler or safer to use

5
couldnt be simpler or safer to use Reviewed on: 12th June 2024

Trustable Secure and nice good super

4
Awesome super trustable very good Reviewed on: 12th June 2024

Affordable way to pay!

5
I have used pay pal credit on many occasions. It's a great option to help spread out the cost of purchases, and as it's interest free, it makes them more affordable. Just remember to set up a direct debit to make a monthly payment! Reviewed on: 12th June 2024

Perfect payments!

5
The perfect payment method for everything! Quick easy and always a faultless experience, whether using credit, debit or PayPal credit. Reviewed on: 12th June 2024

User friendly

5
Very easy to use and easy to make extra payments as and when needed. It is simple to understand in the paypal app and to select as a payment method when paying with PayPal alongside my bank cards, PayPal balance and pay in 3. Lots of options. Reviewed on: 12th June 2024

The flexibility to pay in multiple currencies and th...

5
The flexibility to pay in multiple currencies and the option to use various payment methods, including credit cards, debit cards, and bank transfers, make PayPal a versatile choice for global shoppers Reviewed on: 12th June 2024

Never had a problem with PayPal, in the past when I'...

5
Never had a problem with PayPal, in the past when I've had to get in touch with customer service my query has always been dealt with promptly and efficiently. Reviewed on: 12th June 2024

Excelente service no issues easy to use very fast

5
Excelente service no issues easy to use very fast Reviewed on: 12th June 2024

Easy and convenient way of making payments

4
Easy and convenient way of making payments Reviewed on: 12th June 2024

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