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PayPal: PayPal Credit reviews

4.73
Based on 180,808 reviews, last reviewed 15th Jul 2026
443% increase in 5 star reviews
in the past 90 days
502% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026
Charlie f's avatar
Charlie f

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180830)

Simple to use.

5
Simple to use. Easy to understand.Great rates Reviewed on: 12th June 2024

I love the app and how clear it it to see where is y...

5
I love the app and how clear it it to see where is your money being spent Reviewed on: 12th June 2024

So easy to use, no questions not answered

5
So easy to use, no questions not answered Reviewed on: 12th June 2024

Brilliant and easy to manage

5
Brilliant would recommend to anyone Reviewed on: 12th June 2024

I trust PayPal in every way.

5
I trust PayPal in every way. Easy to use and the security is excellent. I love PayPal credit. Reviewed on: 12th June 2024

I love the interest free credit.

5
I love the interest free credit. Gives me time to pay for large items. Easy to set up. And easy you can pay it off quicker. Reviewed on: 12th June 2024

Fabtastic & easy to get started.

5
Fabtastic & easy to get started. Perfect for shopping online & returns Reviewed on: 12th June 2024

Wonderful service.

5
Wonderful service. I have used it for shopping above £100 free for 4months. I wish they reduce the minimum purchase to £20 or £50. Reviewed on: 12th June 2024

Over all very good.

4
Convenient and safe way to pay for goods. Reviewed on: 12th June 2024

Easy to use and free of charge

5
PayPal is a really great service to protect your money and offers credit to use in places that you wouldn't normally be able to use credit in. It's easy to use and mostly interest free. It's a great credit service. Reviewed on: 12th June 2024

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