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PayPal: PayPal Credit reviews

4.73
Based on 180,808 reviews, last reviewed 15th Jul 2026
443% increase in 5 star reviews
in the past 90 days
502% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026
Charlie f's avatar
Charlie f

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180816)

Smouth and easy to use .

5
Smouth and easy to use .in online gread pack of option to pay later Reviewed on: 12th June 2024

Excellent good to use pay pal credit easy for use...

5
Excellent good to use pay pal credit easy for use Reviewed on: 12th June 2024

Very easy to transact with

5
Very easy to transact with, really enjoy the many places I can pay with PayPal on. Also enjoy the flexible payment options. Reviewed on: 12th June 2024

Paypal credit clear and easy .

5
Paypal credit is easy to use and clear to control. The app/website are simple with what you want to see clear. Balances and transactions listed effectively and contact centre helpful. Reviewed on: 12th June 2024

I like PayPal because I can spread the cost and get...

5
I like PayPal because I can spread the cost and get what I want straight away Reviewed on: 12th June 2024

I use PayPal credit to purchase unexpected expenses...

5
I use PayPal credit to purchase unexpected expenses that crop up for £200+ to make money management easier in other areas of my life Reviewed on: 12th June 2024

Brilliant!

5
Been using PayPal for years and never had any problems whatsoever. I used their credit facility for a while, which was perfect for my needs. I love the fact that it’s secure too, which in this day and age is essential. Reviewed on: 12th June 2024

4 months interest free credit

5
4 months interest free credit - I use it a lot. Great service Reviewed on: 12th June 2024

It is easy to use and very convenient

5
It is easy to use and very convenient Reviewed on: 12th June 2024

PayPal has been very helpful

5
PayPal has been very helpful for making payment to family and friends, it has also been great to use the loan facility. Reviewed on: 12th June 2024

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