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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180818 reviews)

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4.73

Based on 180,808 reviews, last reviewed 15th Jul 2026

443% increase in 5 star reviews

in the past 90 days

502% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180818)

Happy with the service very much

Happy with the service very much Reviewed on: 12th June 2024

Using PayPal is straightforward

Using PayPal is straightforward, and PayPal credit allows larger purchases to be made if you have the credit available. Customer service could be improved, so could the chat function as conversations are closed before you have chance to reply, meaning you need to go through chat bot again to continue a query. Reviewed on: 12th June 2024

Easy to use, I can clearly see my transactions

Easy to use, I can clearly see my transactions Reviewed on: 12th June 2024

Easy to use and keep track of your spending.

Easy to use and keep track of your spending. Reviewed on: 12th June 2024

Very useful to have 4 months free credit and also to...

Very useful to have 4 months free credit and also to split payments in 3 months Reviewed on: 12th June 2024

Just the ultimate in convenience and control.

Just the ultimate in convenience and control. Reviewed on: 12th June 2024

Easy to use, easy to keep up to date with your balance.

Easy to use, easy to keep up to date with your balance. Reviewed on: 12th June 2024

Optimistic

Ive had a problem in the past which took over a year to resolve so am using it sparsely. Until I regain my trust Reviewed on: 12th June 2024

Really easy and helpful to use, gives you confidence...

Really easy and helpful to use, gives you confidence dealing with money etc... Reviewed on: 12th June 2024

I love the ease and simplicity of using the PayPal c...

I love the ease and simplicity of using the PayPal credit scheme Reviewed on: 12th June 2024

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