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PayPal: PayPal Credit reviews

4.73
Based on 180,723 reviews, last reviewed 14th Jul 2026
503% increase in 5 star reviews
in the past 90 days
562% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Customer Support Thank you. for your help ! Great Customer Support! Great Customer Support and great Help. and understanding. support !!! Thank you. For you help ! Reviewed on: 14th July 2026
Jennyjenny's avatar
Jennyjenny

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180783)

Game changer

5
The ease of use is second to none fantastic payment tool. Reviewed on: 11th June 2024

Balance transfer or Cash transfers not available to...

5
Balance transfer or Cash transfers not available to transfer balances from other credit cards Reviewed on: 11th June 2024

Always works and is clear.

5
Always works and is clear. App is well laid out. Feels secure Reviewed on: 11th June 2024

PayPal is great

5
I use PayPal and PayPal credit for almost any purchase online, it adds security to all my purchases meaning if anything does go wrong I can claim through PayPal and they will investigate this. It adds peace of mind to your purchases Reviewed on: 11th June 2024

PayPal credit has been a great tool for my online pu...

5
PayPal credit has been a great tool for my online purchases, easy to repay back monthly. Regular emails to keep me updated! Love it Reviewed on: 11th June 2024

Very helpful and easy to use.

5
Very helpful and easy to use. There's no surprise with payment plans, and you can choose what suits you. Reviewed on: 11th June 2024

Simple and Cost effective

5
It provides a simple and cost effective way of spreading the costs of bigger ticket items. Paypal’s ubiquitousness means it’s usually available for online purchases and it has enabled me to buy more durable things that’ll save me in the longer term Reviewed on: 11th June 2024

Easy to use and easy to bother pay one off payments...

5
Easy to use and easy to bother pay one off payments or set up regular payments Reviewed on: 11th June 2024

convenient credit for eBay

5
I wanted to make some bigger purchases on eBay and Paypal credit gave really good terms for that Reviewed on: 11th June 2024

A great help

5
Very easy and convenient, suitable for all needs, gives zero interest options. Reviewed on: 11th June 2024

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