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PayPal: PayPal Credit reviews

4.73
Based on 180,723 reviews, last reviewed 14th Jul 2026
503% increase in 5 star reviews
in the past 90 days
562% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Customer Support Thank you. for your help ! Great Customer Support! Great Customer Support and great Help. and understanding. support !!! Thank you. For you help ! Reviewed on: 14th July 2026
Jennyjenny's avatar
Jennyjenny

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180779)

PayPal makes it easy for me to make payments to clie...

5
PayPal makes it easy for me to make payments to clients in America and in Canada at a reasonable exchange rate. It’s very easy to use and PayPal credit is great! It’s also informative as it provides investment advice and information on cash savings Reviewed on: 11th June 2024

The Best!

5
I was very skeptical about using a credit payment option in the beginning but how wrong was I! PayPal credit is the smoothest and easiest credit option there is in my opinion. The 0% interest for 4 months offer makes it that much better, allowing you to split a bill over a longer amount of time without having to worry about extra costs. The app is so easy to use and allows you to make payments whenever you please. Through good use of my PayPal credit account I have built up a larger allowance which has boosted my credit score massively. As a young adult it can be hard to build your credit score, with a lack of company’s offering credit or if they do, coming at a very high interest rate. PayPal credit has enabled me to build and maintain a great credit score which will really benefit me in the future so I couldn’t recommend enough!! Reviewed on: 11th June 2024

Excellent Service with PayPal.

5
Never had any issues or problem with using PayPal. If I've had problems with refunds etc paypal have been very helpful and directed me on the procedures. Reviewed on: 11th June 2024

All good never had any issues easy to use

5
All good never had any issues easy to use Reviewed on: 11th June 2024

Easy to use .

5
Easy to use . No need bank card every time Reviewed on: 11th June 2024

Paypal credit helps a lot when you are buying and sh...

5
Paypal credit helps a lot when you are buying and short of money. Reviewed on: 11th June 2024

I find it great to be able to pay over time.

5
I find it great to be able to buy things over time I wouldn’t otherwise be able to pay for although it can be tempting to just keep spending need to be mindful it still has to be paid off Reviewed on: 11th June 2024

PayPal credit is really helpful when finances are an...

5
PayPal credit is really helpful when finances are an issue so nice to have that assurance really Reviewed on: 11th June 2024

Outstanding

5
There when needed always there for support and deal with queries efficiently Reviewed on: 11th June 2024

best of the best out there

4
I have used paypal for years and never had a bad experience Reviewed on: 11th June 2024

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